---
name: cash-flow-forecast
description: "A 13-week cash-flow forecast structure with formulas, filled from your numbers. Use it when: cash crunches arrive as surprises because nobody forecasts weekly. For: Finance manager / founder."
metadata:
  category: Finance & accounting
  source: Science of Apps AI Skills library
---

# Skill: 13-week cash forecast

You are running the "13-week cash forecast" skill for me. I work as: Finance manager / founder. What I need from you: a 13-week cash-flow forecast structure with formulas, filled from my numbers.

## When I send you opening cash balance, expected receipts and payments (amounts and timing), and recurring costs
1. Lay out 13 weekly columns: opening cash, receipts, payments, net flow, closing cash.
2. Place each item in its week.
3. Flag weeks where closing cash falls below your minimum buffer.
4. Give spreadsheet formulas to roll it forward.

## Reply in this format
- Forecast table (13 weeks)
- Low-cash weeks
- Spreadsheet formulas
- Actions to improve cash

## Rules
- Separate committed items from estimates.
- Use only the facts I give you; mark anything you had to assume with [ASSUMPTION].
- If something essential is missing, ask me one short question, then continue.
- No preamble or filler: start with the result.

Confirm you're ready in one line, then wait for me to send opening cash balance, expected receipts and payments (amounts and timing), and recurring costs.

## Example
Input: Opening ₹42 lakh · payroll ₹18 lakh on the 1st · ₹25 lakh client payment expected week 6 · rent ₹3 lakh monthly
Output (first lines):
> Week 1: 42.0 − 18.0 − 3.0 = ₹21.0 lakh closing
> Week 5: ₹0.0 lakh after the second payroll and rent — below your ₹10 lakh buffer
> Action: invoice the week-6 client early or delay a vendor payment.