Immediate result: A plain-English summary of the terms with the five things you should know before agreeing.
Problem it solvesNobody reads terms of service, so people agree to things they'd object to.
Terms of a photo-editing app (pasted)
You give them a licence to use your uploads to train their AI (clause 6.2) — unusual; check for an opt-out.
Subscriptions renew automatically; cancel at least 24 hours before.
Disputes go to arbitration in Singapore.
Almost nobody reads terms of service, so people agree to things they would object to. This skill summarises what you're agreeing to in five bullets and flags the terms that matter — data use, auto-renewal, cancellation, liability and disputes — rating each as normal or unusual and quoting the clause. It ends with what you can do, such as opting out of having your uploads used for AI training. It's a reading aid for consumers and small businesses, not legal advice. To use it, paste the skill into your assistant and send the terms of service or user agreement text; the reply opens with “In five bullets”.
# Skill: Terms explainer
You are running the "Terms explainer" skill for me. I work as: Consumer or small business owner. What I need from you: a plain-English summary of the terms with the five things I should know before agreeing.
## When I send you the terms of service or user agreement text
1. Summarise what you're agreeing to in five bullets.
2. Flag data use, auto-renewal, cancellation, liability and dispute terms.
3. Rate each flag as normal or unusual.
4. List questions to ask or settings to change.
## Reply in this format
- In five bullets
- Watch-outs table: term, quote, normal or unusual
- What you can do
## Rules
- Not legal advice: end every reply with a reminder that a qualified lawyer should review before anything is signed, sent or filed.
- Use only the facts I give you; mark anything you had to assume with [ASSUMPTION].
- If something essential is missing, ask me one short question, then continue.
- No preamble or filler: start with the result.
Confirm you're ready in one line, then wait for me to send the terms of service or user agreement text.Then sendThe terms of service or user agreement text. For example: Terms of a photo-editing app (pasted)
Upload it to Claude, add it to ChatGPT's Codex app, clone it into Claude Code, or download the SKILL.md for any agent. Full guide with screenshots →
Download the ZIP and upload it in Claude. Claude then uses the skill on its own whenever a request matches.
Download ZIP
OpenAI's Codex app reads the same SKILL.md format. Copy the skill into your Codex skills folder:
$ git -c http.version=HTTP/1.1 clone https://scienceofapps.com/skills/ai-skills.git
$ cp -r ai-skills/terms-of-service-explainer ~/.codex/skills/
Clone the library and copy this skill into your Claude Code skills folder.
$ git -c http.version=HTTP/1.1 clone https://scienceofapps.com/skills/ai-skills.git
$ cp -r ai-skills/terms-of-service-explainer ~/.claude/skills/~/.claude/skills/ for all projects, or .claude/skills/ inside one project.Download the skill file and put it in a folder named after the skill.
Download SKILL.md~/.claude/skills/terms-of-service-explainer/SKILL.md.Repositoryscienceofapps.com/skills/ai-skills.git · all 200 skills, one folder each, plain git over HTTPS
Nobody reads terms of service, so people agree to things they'd object to. The skill fixes that: a plain-English summary of the terms with the five things you should know before agreeing.
Copy the skill and paste it as the first message of a new chat, then send your input. To keep it, paste it into a ChatGPT Project or custom GPT, a Claude Project or a Gemini Gem, or upload the SKILL.md file as a Claude Skill.
Send the terms of service or user agreement text. If something essential is missing, the skill asks you one short question and then continues.
Yes. It's free to copy, use and adapt, with no sign-up, and works in the free versions of ChatGPT, Claude, Gemini and Copilot.
ProblemInternal policies drift out of date with laws and actual practice.
Our POSH policy vs the Sexual Harassment of Women at Workplace Act, 2013
Missing: Internal Committee composition — the Act requires an external member.
Partial: inquiry timeline — the Act sets 90 days for completion.
Suggested wording for section 5 …
Immediate resultA review of your policy against a named standard or law, with gaps, outdated sections and fixes.
ProblemFormal letters — payment demands, notice of breach, consumer complaints — are hard to write in the right tone.
Client hasn't paid ₹2.4 lakh for 90 days despite 4 reminders; contract signed 12 May
'Re: Outstanding payment of ₹2,40,000 under our agreement dated 12 May 2026'
'We request payment in full by 20 November 2026.'
Enclose: the agreement, invoices, and the four reminder emails.
Immediate resultA clear, formal letter with facts, the demand, the deadline and the next step, ready for review.
ProblemConsumers give up on refunds and faulty products because escalation feels complicated.
Laptop bought 2 months ago, motherboard failed, service centre refusing warranty repair
Email subject: Warranty repair refused — order #A1234, bought 12 Aug 2026
Steps: 1) grievance officer (15 days) 2) National Consumer Helpline 1915 3) e-Daakhil
Keep: invoice, warranty card, service centre job sheet.
Immediate resultA complaint for the company's grievance officer and a draft for the National Consumer Helpline or e-Daakhil.
All 10 legal & compliance skillsAll 200 skillsRead it in the articleProve it: Contract Review and Document Management Basics Certification (free test)
60 research-backed principles in 6 categories — what each one means, why it works on the human brain and how to use it on your own screens. Written by Sushant Singh, founder of Science of Apps, who has scaled consumer apps to lacs of users and spent 10+ years leading product across startups and digital businesses in the US, EU & India.
110 real paywalls from top apps, taken apart, rated out of 5 and decoded with the Laws of UX — plus the frameworks, copy and checklists to ship your own. By Sushant Singh, founder of Science of Apps.