Insurance Fundamentals Certification

The Insurance Fundamentals Certification is a free 10-minute skill test from Science of Apps. It tests insurance fundamentals — risk, insurance principles and how insurers work, and the main types of personal and commercial insurance and how policies, claims and pricing work. Score 70% or more on its 10 questions to earn a verifiable Insurance Fundamentals certificate (SOA-INSF). Every question is based on published standards and research — including Insurance information and basics (Insurance Information Institute), Insurance consumer resources (NAIC) — and each answer is explained with its source.

Read the two skill areas on this page, then take the 10-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a Insurance Fundamentals certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: Insurance information and basics (Insurance Information Institute); Insurance consumer resources (NAIC). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

Two skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Insurance Principles (Risk pooling, Core principles and Policy terms); Types of Insurance and Claims (Life and health, Property, motor and liability and Claims and pricing). Every question is an original scenario based on a published standard, official documentation or research, named under the question.

Insurance customer service agent, Junior underwriter, Claims assistant, Insurance sales trainee and Finance student. It suits anyone who wants a quick, verifiable way to show Insurance skills, from students and career switchers to experienced professionals.

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

10 questions — 5 from each of 2 skill areas — with a 10-minute limit. You need 70% (7 of 10) to pass and 90% for distinction.

We rate it Beginner: no experience needed: fundamentals and clear reasoning. It has 10 scenario questions — 5 from each of 2 skill areas — and a 10-minute limit. You need 70% (7 of 10) to pass and 90% for distinction.

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.