CAMS Practice Test

The CAMS Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. It tests readiness for the ACAMS Certified Anti-Money Laundering Specialist (CAMS) exam across its four domains — risks and methods of money laundering, terrorist financing and sanctions evasion; international compliance standards; building AML, CFT and sanctions compliance programmes; and conducting and supporting investigations — written to the CAMS examination blueprint, the FATF Recommendations, EU and US AML rules and Wolfsberg and Egmont guidance for 2026. Score 70% or more on its 20 questions to earn a verifiable CAMS Readiness certificate (SOA-CAMS). Every question is based on published standards and research — including The FATF Recommendations (Financial Action Task Force), FinCEN guidance and Suspicious Activity Report requirements (Financial Crimes Enforcement Network), Wolfsberg Group standards and guidance (The Wolfsberg Group) — and each answer is explained with its source.

Yes. Science of Apps has a free CAMS Practice Test built on the current ACAMS exam outline for 2026 and 2027. It covers risks and methods of money laundering and terrorist financing, international AML and CFT standards, AML, CFT and sanctions compliance programmes and investigations and reporting, scores you instantly and issues a verifiable certificate.

Read the four skill areas on this page, then take the 20-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a CAMS Readiness certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: The FATF Recommendations (Financial Action Task Force); FinCEN guidance and Suspicious Activity Report requirements (Financial Crimes Enforcement Network); Wolfsberg Group standards and guidance (The Wolfsberg Group); Customer Due Diligence Requirements (FinCEN); Office of Foreign Assets Control (US Department of the Treasury); Currency Transaction Report (CTR) and Bank Secrecy Act requirements (FinCEN). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

Four skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Risks and Methods of Money Laundering and Terrorist Financing (Laundering stages, Typologies and Sanctions evasion); International AML and CFT Standards (FATF, Regional and national rules and International bodies); AML, CFT and Sanctions Compliance Programmes (Risk assessment, CDD and EDD and Controls, training and testing); Investigations and Reporting (Alerts and investigations, Suspicious activity reports and Tipping off and cooperation). Every question is an original scenario written to the 2026–2027 standard, with the published source named under it.

AML or KYC analyst, Financial crime compliance officer, MLRO or BSA officer, Fraud and sanctions investigator and Bank, fintech or crypto compliance specialist. It suits anyone who wants a quick, verifiable way to show CAMS knowledge in 2026 and 2027, from students and career switchers to experienced professionals.

The CAMS exam has 120 multiple-choice and multiple-selection questions to answer in 3.5 hours, and the passing score is 75. There is no penalty for guessing, so answer every question.

Four domains: risks and methods of money laundering, terrorist financing and sanctions evasion; compliance standards for AML and CFT; AML, CFT and sanctions compliance programmes; and techniques for conducting and supporting investigations.

No. It is an independent practice test written to the publicly available CAMS content outline for 2026 and 2027, for checking your readiness before you book the real exam. Passing earns a Science of Apps certificate rather than the official credential.

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

20 questions — 5 from each of 4 skill areas — with a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

We rate it Intermediate: assumes hands-on experience in the role. It has 20 scenario questions — 5 from each of 4 skill areas — and a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.