CRCM Regulatory Compliance Practice Test

The CRCM Regulatory Compliance Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. It tests readiness for the ABA Certified Regulatory Compliance Manager (CRCM) exam — lending regulations, deposit regulations, Bank Secrecy Act, sanctions and privacy, and compliance management and fair lending — written to the ABA CRCM outline, CFPB regulations and examination manual, the FFIEC BSA/AML Examination Manual and FDIC guidance for 2026. CRCM is a United States banking credential; dollar thresholds are US federal rules. Score 70% or more on its 20 questions to earn a verifiable CRCM Regulatory Compliance Readiness certificate (SOA-CRCM). Every question is based on published standards and research — including CFPB Supervision and Examination Manual (Consumer Financial Protection Bureau), Regulation E (Electronic Fund Transfers) (Consumer Financial Protection Bureau), Deposit insurance (FDIC) — and each answer is explained with its source.

Yes. Science of Apps has a free CRCM Regulatory Compliance Practice Test built on the current American Bankers Association exam outline for 2026 and 2027. It covers lending regulations, deposit regulations, BSA, sanctions and privacy and compliance management and fair lending, scores you instantly and issues a verifiable certificate.

Read the four skill areas on this page, then take the 20-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a CRCM Regulatory Compliance Readiness certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: CFPB Supervision and Examination Manual (Consumer Financial Protection Bureau); Regulation E (Electronic Fund Transfers) (Consumer Financial Protection Bureau); Deposit insurance (FDIC); FFIEC BSA/AML Examination Manual (Federal Financial Institutions Examination Council); TILA-RESPA integrated disclosures (CFPB); Regulation Z (Truth in Lending) (Consumer Financial Protection Bureau). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

Four skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Lending Regulations (Regulation Z and TRID, Regulation B and HMDA and RESPA and flood); Deposit Regulations (Regulation E, Funds availability and Truth in Savings and Deposit insurance); BSA, Sanctions and Privacy (Bank Secrecy Act, OFAC and GLBA privacy); Compliance Management and Fair Lending (Compliance management system, Fair lending and CRA and audit). Every question is an original scenario written to the 2026–2027 standard, with the published source named under it.

Bank compliance officer, Regulatory compliance manager, BSA/AML officer, Compliance analyst or auditor and Consumer lending risk manager. It suits anyone who wants a quick, verifiable way to show CRCM Regulatory Compliance knowledge in 2026 and 2027, from students and career switchers to experienced professionals.

The Certified Regulatory Compliance Manager from the American Bankers Association recognises professionals who manage compliance with US consumer banking laws, such as Regulation Z, ECOA, BSA/AML and deposit rules. Candidates need relevant banking compliance experience and must pass the CRCM exam, then keep up with continuing education.

It covers lending and deposit regulations, Bank Secrecy Act and sanctions, privacy, fair lending and UDAAP, and how to run a compliance management system — policies, training, monitoring, complaint handling and audit. Check the current ABA candidate handbook for the format before booking.

No. It is an independent practice test written to the publicly available CRCM Regulatory Compliance content outline for 2026 and 2027, for checking your readiness before you book the real exam. Passing earns a Science of Apps certificate rather than the official credential.

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

20 questions — 5 from each of 4 skill areas — with a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

We rate it Intermediate: assumes hands-on experience in the role. It has 20 scenario questions — 5 from each of 4 skill areas — and a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.