Certified Risk Manager (CRM) Practice Test

The Certified Risk Manager (CRM) Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. It tests readiness for the Certified Risk Manager (CRM) designation — risk identification and analysis, risk control, risk financing, and the practice of risk management and ERM — written to The National Alliance CRM programme, ISO 31000 and the COSO ERM framework for 2026. Examples use US insurance practice, but the risk management methods apply worldwide. Score 70% or more on its 20 questions to earn a verifiable CRM Readiness certificate (SOA-CRMI). Every question is based on published standards and research — including Certified Risk Manager (CRM) designation (The National Alliance for Insurance Education & Research), Enterprise Risk Management: Integrating with Strategy and Performance (COSO), ISO 31000 Risk management (ISO) — and each answer is explained with its source.

Yes. Science of Apps has a free Certified Risk Manager (CRM) Practice Test built on the current The National Alliance for Insurance Education & Research exam outline for 2026 and 2027. It covers risk identification and analysis, risk control, risk financing and practice of risk management and ERM, scores you instantly and issues a verifiable certificate.

Read the four skill areas on this page, then take the 20-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a CRM Readiness certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: Certified Risk Manager (CRM) designation (The National Alliance for Insurance Education & Research); Enterprise Risk Management: Integrating with Strategy and Performance (COSO); ISO 31000 Risk management (ISO). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

Four skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Risk Identification and Analysis (Exposures, Hazards and Measurement); Risk Control (Avoidance, Prevention, Reduction and Contracts); Risk Financing (Retention, Insurance and Alternatives); Practice of Risk Management and ERM (ERM, Appetite and Continuity). Every question is an original scenario written to the 2026–2027 standard, with the published source named under it.

Risk manager, Commercial insurance broker or account executive, Insurance or claims professional, Safety or loss control manager and Finance manager responsible for insurance. It suits anyone who wants a quick, verifiable way to show Certified Risk Manager knowledge in 2026 and 2027, from students and career switchers to experienced professionals.

The CRM from The National Alliance is earned by completing five courses — Principles of Risk Management, Analysis of Risk, Control of Risk, Financing of Risk and Practice of Risk Management — and passing the exam after each. It suits risk managers, brokers and insurance professionals.

Risk control techniques include avoidance, loss prevention, loss reduction, separation or duplication, and contractual transfer. Risk financing techniques include retention (such as deductibles, self-insurance or captives) and transfer through insurance.

No. It is an independent practice test written to the publicly available Certified Risk Manager content outline for 2026 and 2027, for checking your readiness before you book the real exam. Passing earns a Science of Apps certificate rather than the official credential.

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

20 questions — 5 from each of 4 skill areas — with a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

We rate it Intermediate: assumes hands-on experience in the role. It has 20 scenario questions — 5 from each of 4 skill areas — and a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.