CRPC Practice Test

The CRPC Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. Practice for the CRPC (Chartered Retirement Planning Counselor) designation exam — retirement needs and income planning, employer plans and IRAs with 2026 limits, Social Security and Medicare, and distributions, taxes and estate issues — written to the CRPC programme topics and current IRS, SSA and Medicare rules for 2026. Rules and limits are US-specific, as the CRPC is. Score 70% or more on its 20 questions to earn a verifiable CRPC Readiness certificate (SOA-CRPC). Every question is based on published standards and research — including Chartered Retirement Planning Counselor (CRPC) designation (Kaplan Financial Education (College for Financial Planning)), Publication 590-B: Distributions from IRAs (IRS), Retirement benefits (Social Security Administration) — and each answer is explained with its source.

Yes. Science of Apps has a free CRPC Practice Test built on the current Kaplan (College for Financial Planning) exam outline for 2026 and 2027. It covers retirement needs and income planning, employer plans and IRAs, social security and medicare and distributions, taxes and estate issues, scores you instantly and issues a verifiable certificate.

Read the four skill areas on this page, then take the 20-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a CRPC Readiness certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: Chartered Retirement Planning Counselor (CRPC) designation (Kaplan Financial Education (College for Financial Planning)); Publication 590-B: Distributions from IRAs (IRS); Retirement benefits (Social Security Administration); Parts of Medicare (Medicare.gov); 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 (IR-2025-111) (Internal Revenue Service); Publication 590-A: Contributions to IRAs (IRS). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

Four skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Retirement Needs and Income Planning (Needs analysis, Withdrawal strategies and Retirement risks); Employer Plans and IRAs (Contribution limits, Plan types and Rollovers); Social Security and Medicare (Claiming ages and benefits, Spousal and survivor benefits and Medicare enrolment); Distributions, Taxes and Estate Issues (Required minimum distributions, Early withdrawals and Beneficiaries). Every question is an original scenario written to the 2026–2027 standard, with the published source named under it.

Financial adviser or planner, Retirement plan specialist, Wealth management associate, Bank or credit union investment representative and Paraplanner. It suits anyone who wants a quick, verifiable way to show CRPC knowledge in 2026 and 2027, from students and career switchers to experienced professionals.

The Chartered Retirement Planning Counselor (CRPC) is a retirement planning designation from the College for Financial Planning, now part of Kaplan. It covers the retirement planning process, employer plans, IRAs, Social Security and Medicare, retirement income strategies and estate planning, and ends with a proctored final exam.

Yes. Contribution limits use the IRS figures for 2026: $24,500 for 401(k), 403(b) and governmental 457 deferrals, an $8,000 age-50 catch-up (or $11,250 at ages 60–63), and $7,500 for IRAs with a $1,100 catch-up.

No. It is an independent practice test written to the publicly available CRPC content outline for 2026 and 2027, for checking your readiness before you book the real exam. Passing earns a Science of Apps certificate rather than the official credential.

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

20 questions — 5 from each of 4 skill areas — with a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

We rate it Intermediate: assumes hands-on experience in the role. It has 20 scenario questions — 5 from each of 4 skill areas — and a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.