Quick skill test · 20 questions · 20 minutes · Free

CIC Insurance Counselor Practice Test

Tests readiness for the Certified Insurance Counselor (CIC) designation institutes — personal lines, commercial property, commercial casualty, and agency operations, life and health — written to The National Alliance CIC programme, standard US policy forms and NAIC and Insurance Information Institute consumer guidance for 2026. CIC is a US property and casualty designation, and policy forms vary by insurer and state. Pass to earn CIC Insurance Counselor Readiness SOA-CICI.

What is the CIC Insurance Counselor Practice Test?

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Updated for 2026 and 2027 exams. Covers personal lines, commercial property, commercial casualty and agency operations, life and health.

The CIC Insurance Counselor Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. It tests readiness for the Certified Insurance Counselor (CIC) designation institutes — personal lines, commercial property, commercial casualty, and agency operations, life and health — written to The National Alliance CIC programme, standard US policy forms and NAIC and Insurance Information Institute consumer guidance for 2026. CIC is a US property and casualty designation, and policy forms vary by insurer and state. Score 70% or more on its 20 questions to earn a verifiable CIC Insurance Counselor Readiness certificate (SOA-CICI). Every question is based on published standards and research — including Certified Insurance Counselor (CIC) designation (The National Alliance for Insurance Education & Research), Insurance information and basics (Insurance Information Institute), Insurance consumer resources (NAIC) — and each answer is explained with its source.

Built for your job title

Insurance agent or broker, Account manager or CSR, Commercial lines producer, Personal lines underwriter and Agency principal or manager — and anyone who wants quick, verifiable proof of CIC Insurance Counselor knowledge for a CV or LinkedIn in 2026 and 2027.

  • Insurance agent or broker
  • Account manager or CSR
  • Commercial lines producer
  • Personal lines underwriter
  • Agency principal or manager

What the test covers

Four skill areas with 5 questions each, drawn from a bank of 10 per area, so a retake brings questions you haven't seen.

  1. Personal Lines

    25%
    • Homeowners
    • Auto
    • Umbrella
  2. Commercial Property

    25%
    • Forms
    • Coinsurance
    • Business income
  3. Commercial Casualty

    25%
    • CGL
    • Workers compensation
    • Commercial auto
  4. Agency Operations, Life and Health

    25%
    • E&O
    • Ethics
    • Life and health

Independent practice test. Science of Apps is not affiliated with, endorsed by or sponsored by The National Alliance for Insurance Education & Research. Exam, product and organisation names are trademarks of their owners. Passing earns a Science of Apps certificate, not the official credential.

Based on published standards

The questions are original scenarios, and each one names the public standard, official guide or research it draws on — shown under the question while you answer, and linked in your review. These are the sources behind this test:

Try a sample question

In a standard HO-3 homeowners policy, the dwelling (Coverage A) is insured against

  1. earthquake only
  2. named perils only
  3. flood
  4. open perils, subject to exclusions
Show the answer

D. open perils, subject to exclusions — HO-3. The real test has 20 questions like this.

How the test works

  1. 20 minutes, 20 questions

    One question per screen, with a progress bar and a countdown. Your progress is saved on this device if you need to pause.

  2. Graded on our server

    Answers reach the page only after you submit, so the certificate can only be earned by passing.

  3. Every answer explained

    Pass or not, you see every question with the right answer, why, and the source behind it. Pass mark 70%, distinction 90%.

  4. Your certificate

    Founder-signed, with a QR code and credential ID. Download PDF or PNG, add to LinkedIn, and it's emailed to you.

What you earn

CIC Insurance Counselor Readiness certificate preview: an ivory certificate with a gold medal marked SOA-CICI
LinkedIn-ready certificate

Pass, then add it to LinkedIn in one click

No typing. The Add to LinkedIn button opens your profile’s Licenses & certifications form already filled in: the certificate name, Science of Apps as the issuer, the issue date, your credential ID and a link recruiters can use to verify it.

  1. 1Take the 20-minute test
  2. 2Score 70% or more
  3. 3Click Add to LinkedIn
Free · no sign-up · also emailed to you as a PDF
How it shows on your LinkedIn profile

See every Finance & operations certification and test →

Frequently asked questions

What is the CIC Insurance Counselor Practice Test?

The CIC Insurance Counselor Practice Test is a free intermediate-level, 20-minute skill test from Science of Apps. It tests readiness for the Certified Insurance Counselor (CIC) designation institutes — personal lines, commercial property, commercial casualty, and agency operations, life and health — written to The National Alliance CIC programme, standard US policy forms and NAIC and Insurance Information Institute consumer guidance for 2026. CIC is a US property and casualty designation, and policy forms vary by insurer and state. Score 70% or more on its 20 questions to earn a verifiable CIC Insurance Counselor Readiness certificate (SOA-CICI). Every question is based on published standards and research — including Certified Insurance Counselor (CIC) designation (The National Alliance for Insurance Education & Research), Insurance information and basics (Insurance Information Institute), Insurance consumer resources (NAIC) — and each answer is explained with its source.

Is there a free CIC Insurance Counselor practice test for 2026?

Yes. Science of Apps has a free CIC Insurance Counselor Practice Test built on the current The National Alliance for Insurance Education & Research exam outline for 2026 and 2027. It covers personal lines, commercial property, commercial casualty and agency operations, life and health, scores you instantly and issues a verifiable certificate.

How do I take the CIC Insurance Counselor Practice Test for free?

Read the four skill areas on this page, then take the 20-minute test online — no fee, course or sign-up. You see every answer explained when you finish. Score 70% or more and you get a CIC Insurance Counselor Readiness certificate straight away, on screen, as a PDF and by email, with a credential ID anyone can verify.

Are the CIC Insurance Counselor Practice Test questions based on real standards?

Yes. The questions are original scenarios written by Science of Apps, and each one is based on a public source you can read: Certified Insurance Counselor (CIC) designation (The National Alliance for Insurance Education & Research); Insurance information and basics (Insurance Information Institute); Insurance consumer resources (NAIC). The source is shown under each question and linked in the answer review. Science of Apps doesn't copy questions from other tests.

What does the CIC Insurance Counselor Practice Test cover?

Four skill areas with five questions each, drawn from a bank of 10 per area so a retake brings new questions: Personal Lines (Homeowners, Auto and Umbrella); Commercial Property (Forms, Coinsurance and Business income); Commercial Casualty (CGL, Workers compensation and Commercial auto); Agency Operations, Life and Health (E&O, Ethics and Life and health). Every question is an original scenario written to the 2026–2027 standard, with the published source named under it.

Who should take the CIC Insurance Counselor Practice Test?

Insurance agent or broker, Account manager or CSR, Commercial lines producer, Personal lines underwriter and Agency principal or manager. It suits anyone who wants a quick, verifiable way to show CIC Insurance Counselor knowledge in 2026 and 2027, from students and career switchers to experienced professionals.

How do you earn the CIC designation?

You complete five of the National Alliance's CIC institutes (such as Personal Lines, Commercial Casualty, Commercial Property, Agency Management, Life and Health, and Insurance Company Operations) and pass the exam after each. Holders keep it by completing annual update education.

Who should take the CIC programme?

It suits US property and casualty agents, account managers, CSRs, underwriters and agency leaders who want deeper, practical knowledge of policy coverage, exposures and agency operations.

Is this the official CIC Insurance Counselor exam?

No. It is an independent practice test written to the publicly available CIC Insurance Counselor content outline for 2026 and 2027, for checking your readiness before you book the real exam. Passing earns a Science of Apps certificate rather than the official credential.

Can I take the CIC Insurance Counselor Practice Test from any country?

Yes. The test is online, in English and free everywhere — people take it from India, the US, the UK, Europe, Africa, Latin America and Asia-Pacific. Your certificate is dated with your own local date and can be verified from anywhere at scienceofapps.com/certification/verify/.

How long is the CIC Insurance Counselor Practice Test?

20 questions — 5 from each of 4 skill areas — with a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

How hard is the CIC Insurance Counselor Practice Test?

We rate it Intermediate: assumes hands-on experience in the role. It has 20 scenario questions — 5 from each of 4 skill areas — and a 20-minute limit. You need 70% (14 of 20) to pass and 90% for distinction.

How much do Science of Apps certifications cost?

Nothing. There is no fee to take a test, to receive the certificate, to have it emailed or to verify it, and no sign-up.

How are the tests graded?

On our server, not in your browser. The answers never reach the page until you submit, so a certificate can only be earned by passing. Each certificate gets a unique credential ID stored by Science of Apps.

What happens if I don't pass?

You see your score for each area and every question with the correct answer and why, with the published source behind it. You can retake after 30 minutes, and the retake draws questions you haven't seen yet.

Do the certificates expire?

No. Every certificate is dated, so it always shows when you passed. Retake a test any time for a newer date or a higher score.

Can I add the certificate to LinkedIn?

Yes. After you pass, Add to LinkedIn opens the Licenses & certifications form with the certificate name, Science of Apps as the issuer, the issue date, your credential ID and the verification link filled in. You can also download it as a PDF or PNG, and it's emailed to you as a PDF.

How can an employer verify my certificate?

Every certificate has a credential ID and a QR code. Scanning it, or entering the ID at scienceofapps.com/certification/verify/, shows the holder's name, the certification, the score and the issue date from our records.

Are these accredited qualifications?

No. They are Science of Apps' own assessments of applied skill. They aren't issued by a university or standards body, and they work best alongside a portfolio that shows the skills in real work.

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